About product

CREDITONLINE has been designed and supported 5 years.
During this time the system has been installed in 50 consumer credit companies of the European Union.

The CREDITONLINE solution helped us in realising extensive credit business market needs and requirements of public authorities exercising control over this business.

The system is being developed on the basis of cost-saving principle. One employee using completely automated CREDITONLINE system can grant up to 200 credits a day – it is a very high work efficiency indicator predetermined by the system’s innovativeness and application of the most state-of-the-art technologies.

CREDITONLINE satisfies international personal data protection requirements.

CREDITONLINE SW facilitates high efficiency management of credit business.

CREDITONLINE can function in the form of virtual internet, on the basis of SMS technologies and in physical customer service outlets.

CREDITONLINE programme is operated in real time mode and connected to all external databases which are necessary for successful management of this business.

CREDITONLINE is directly connected with a web-based accounting program enabling to save several jobs.

CREDITONLINE has been developed on the basis of the latest technology – it enables customers to register and obtain a credit in 5 minutes via the internet or SMS service.

CREDITONLINE offers the loyalty programme promoting customers.

CREDITONLINE message system enables customers divided into groups to send SMS and e-mail messages.

CREDITONLINE is easily managed and all user groups quickly learn how to work with it and start using this system.

CREDITONLINE system is already implemented in Lithuania, Latvia, Poland and Czech Republic. At present it is being introduced in Slovenia and preparatory works for its introduction are also under way in Bulgaria, Romania and United Kingdom.

CREDITONLINE can have several administration languages. The end-user (credit borrower) can select one of several available languages currently used in the system.

CREDITONLINE system can be easily supplemented by a new language via the administrator’s interface.

CREDITONLINE credit business management system is under regular supervision of specialised internet security companies.

CREDITONLINE programme is continuously coordinated with the State Data Protection Inspectorate. The Inspectorate is authorised to conduct system analysis and checks.

CREDITONLINE is connected to external databases which are necessary for carrying out effective consumer credit business. It has a direct SMS link with banks and direct SMPP server of GSM operator.

CREDITONLINE is noted for high added value because of its direct connection to the web-based accounting program. This solution enables to save HR and avoid human mistakes.

1. System control centre

2. Credit management module

3. System’s accounting zone

4. Payment management module

5. Module of assessment of solvency and referral of debtors to credit offices

6. Module of Creditonline settings

7. Module of information received and sent by e-mail and SMS

8. Pre-trial debt recovery entities’ interface module

9. Detailed statistics

10. Export of borrowers

11. Module of rejected credit applications

12. Management of customer support

13. Customer connection log

14. Agreement management module

15. Registration log of customer documents

16. System language module

17. Customer profile module

18. Administrator action log

19. Customer loyalty system

20. Customer blacklist

21. Module of sending SMS and e-messages

22. Automatic sending of SMS and e-mail system messages and management of their templates

23. Blocked IP addresses

24. Direct interface by GSM SMS with the operator’s server

25. Electronic registration log of FCIS

26. Management of administrator rights

27. System customer’s user zone

28. System’s information website content administration module